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By:
Kim Yorke
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Decks in this class (68)
Compliance Management System
What is inherent risk,
What is residual risk,
Risk assessments should include t...
21
cards
Reg M: Consumer Leasing
With regard to standards for wear...,
Under regulation m what is a cons...,
Milton edwards leased an auto fro...
11
cards
Reg B: ECOA
What is the adverse action timing...,
What is the adverse action timing...,
What is the adverse action timing...
62
cards
Flood
What are the record retention req...,
What is the mandatory flood insur...,
What must a lender have to prove ...
52
cards
TRID
Which of the following closed end...,
For how long may consumers exerci...,
Which of the following disclosure...
115
cards
Reg Z: TILA
If a creditor plans to make chang...,
What are the institutions respons...,
Can creditors charge a fee based ...
143
cards
CRA
T f the cra compliance officer or...,
T f all large retail banks are re...,
T f a banks cra rating is affecte...
66
cards
Reg AA: UDAP
First national bank uses one cont...,
Martha winters obtained a loan fr...,
How may a creditor legally obtain...
47
cards
FHA
First national bank owns several ...,
In state bank advertisements on w...,
First state bank a state nonmembe...
28
cards
RESPA
If a servicer receives insurance ...,
Can fees be charged for completio...,
Does the afba disclosure have to ...
78
cards
FCRA
T f fcra affects more than just c...,
What is a consumer report,
Is a report containing informatio...
82
cards
FDCPA
What is a debt collector,
When is a bank not required to co...,
A collector for first collection ...
22
cards
SCRA
In the case of terminating a moto...,
Creditors may not charge interest...,
Eleanor mumford is an advertising...
37
cards
Real Estate Appraisal Regulations
Is an appraisal required if the t...,
Is an appraisal required if the l...,
Is an appraisal required if the c...
21
cards
Registration of MLOs
What is a mlo as defined by safe,
What are an individuals responsib...,
When institutions merge or one is...
10
cards
HOPA
What does hopa cover,
What is the borrower cancellation...,
At what point can the pmi be canc...
20
cards
HMDA
This regulation is the only a loa...,
What is a home purchase loan as d...,
What is a home improvement loan a...
62
cards
Reg O: Insider Lending
When is an advisory director not ...,
What is a principal shareholder u...,
What are related interests under ...
47
cards
Reg U: Credit by Banks for the Purpose of Purchasing or Carrying Margin Stock
What does reg u cover,
Who is an exempted borrower under...,
What if an exempted borrower has ...
38
cards
Advisories on Predatory and Subprime Lending
The senior lender at abc bank wou...,
According to the 2007 interagency...,
The occ recommends all but one of...
30
cards
Reg FF: Medical Information Restrictions
What is medical information cover...,
Under reg ff a creditor is not pr...,
Creditors cannot use medical info...
4
cards
MLA - Military Lending Act
What does mla cover,
Does mla cover non reg z loans,
What types of loans does mla exclude
8
cards
Reg D - Alternate Mortgage Transaction Parity
What is an alternate mortgage tra...,
For loans subject only to occ arm...,
A creditor that makes an alternat...
9
cards
Credit Card Practices
What does the credit card practic...,
What is up to marketing,
First national bank would like to...
5
cards
Debt Cancellation Contracts & Debt Suspension Agreements
Who is covered under the occ issu...,
What is a debt collection contrac...,
What is a debt suspension agreeme...
17
cards
Fair Lending
What laws are covered under fair ...,
What is open discrimination,
What is overt discrimination
15
cards
Garnishment of Accounts Containing Federal Benefit Payments
In which of the following cases i...,
The bank received a notice of gar...,
The bank received a notice of gar...
15
cards
Reg CC
For purposes of the availability ...,
For purposes of the availability ...,
For purposes of the rules for sub...
59
cards
Reg E
What type of fund transfers does ...,
What is a covered foreign remitta...,
How often must a payor give notic...
57
cards
Reg W: Transactions w/ Affiliates
Which of the following items is c...,
First national bank made a loan t...,
First national bank is a wholly o...
12
cards
Homeownership Counseling
Who is considered an eligible hom...,
The creditor must notify an eligi...,
What is a hecm
7
cards
Lending Limits
What is the purpose of the lendin...,
To which of the following do nati...,
Which of the following is exempt ...
10
cards
Reg DD
When must new account disclosures...,
If a customer is not present when...,
If a customer opens an account el...
24
cards
FDIC Insurance
What types of accounts are covere...,
What is the amount of fdic insura...,
What account types are recognized...
31
cards
RDC
When risk level warrants a visit ...,
What is the primary operational r...,
What is a key risk mitigation tec...
4
cards
Reg D
What institutions must meet reser...,
A demand deposit is defined as a ...,
A time deposit is defined as a de...
25
cards
Coverage
What does reg z cover,
Reg z who is the borrower,
Reg z what is the loans primary p...
10
cards
Disclosure of Financial Info
A covered institution must prepar...,
By ____ __ covered institutions m...,
T f disclosures must contain a di...
9
cards
Minimum Security Devices
According to federal regulations ...,
Which of the following types of s...,
First national bank is a newly ch...
5
cards
Bank Bribery Act
Harvey smith is a loan officer at...,
Martin taylor a loan officer at f...,
Which of the following factors wo...
7
cards
Branch Closing Policies
Financial institutions must give ...,
The bank must provide notice to c...,
Notice must be posted in a conspi...
12
cards
IRS Rules & Regs
First national bank has foreclose...,
Mr roberts has three loans at fir...,
This irs form is used to report r...
41
cards
Consumer Protection in Sales of Insurance
When must insurance disclosures b...,
If a consumer applies for an insu...,
In addition to providing the requ...
10
cards
Reimbursement to FIs for Providing Financial Records
First national bank receives an o...,
Which directly incurred costs are...,
First national bank has received ...
10
cards
Reg R: RNDIP
What are the three minimum disclo...,
How and when are the disclosures ...,
Customers must do what when they ...
22
cards
Reg GG: Unlawful Internet Gambling
Under regulation gg banks should ...,
A financial institution will be i...,
Under regulation gg which is a re...
4
cards
Regulation II: Interchange Fees
Allows issuers to recover an inte...,
Under reg ii debit cards must be ...,
What is the small issuer exemption
5
cards
FIRREA
What does firrea stand for,
Tiers of penalties _____ per viol...,
What does firrea not apply to
3
cards
Interbank Liabilities
Which of the following is not a r...,
Which of the following sources is...,
Bank b is a correspondent of bank...
6
cards
ADA
The mortgage lending department o...,
Bank a offers safe deposit servic...,
Bob s wife is hiv positive due to...
7
cards
Anti-Trust Regulations
Martha smith of first national ba...,
First national is developing a co...,
First national bank owns a data p...
5
cards
Bank Holding Company Act
Which of the following transactio...,
For which of the following busine...,
Which of the following activities...
7
cards
Anti-Boycott Regulations
What is a letter of credit,
What is a boycott,
Can a person in the us refuse to ...
13
cards
BSA/AML
For how long must a bank keep rec...,
James walker dba walker enterpris...,
What should a bank s bank secrecy...
71
cards
OFAC
Definition an account in which pa...,
What does sdn stand for,
Definition persons who are consid...
29
cards
Foreign Corrupt Practices Act
Which of the following actions of...,
Which of the following actions is...,
Which of the following is not sub...
8
cards
Reg G: CRA Sunshine
What does reg g cra sunshine requ...,
What is a covered agreement under...,
What obligation does a bank have ...
6
cards
Riegle-Neal Interstate & Branching Efficiency Act of 94
If the loan to deposit ratio is b...,
Which of the following banks cann...,
A banking agency is conducting a ...
6
cards
RFPA
What requests are covered under t...,
How do banks respond to informal ...,
What provision in the written req...
18
cards
Reg P: Privacy
Who is covered under reg p,
What is the difference between a ...,
What is non public personal infor...
11
cards
HITECH
Which of the following is a requi...,
What duty does a business associa...,
In which of the following circums...
5
cards
Restrictions on Marketing Practices
Abc bank s call center uses free ...,
Abc bank would like to send faxes...,
Abc bank regularly sends email me...
10
cards
COPPA
What does coppa stand for,
What is the purpose of coppa,
When does coppa apply
7
cards
Information Security
T f banks must have a written sec...
1
cards
Additional Privacy and Insurance Questions
Bob jones president of first nati...,
Acme bank offers its customers in...,
To which of the following activit...
31
cards
Practice Exam
Under the bank protection act how...,
Which of the following statements...,
Your bank has ten joint marketing...
101
cards
Additional Operations Tests
Acme national bank plans to acqui...,
First state bank a state nonmembe...,
A subsidiary of first national ba...
18
cards
Additional Deposits Tests
At which of the following locatio...,
For what can a federal reserve ba...,
When it returns a check to the fe...
3
cards
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crcm
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