Wind Mitigation Flashcards
Wind Mitigation
Legislation requires discounts when insured retrofit their homes for hurricane protection. A licensed contractor, inspector, architect, engineer or certified building code inspector must inspect the home
FOCUS ON THE ROOF
Can insureds get free inspections?
Florida Comprehensive Hurricane Damage Mitigation program offered free inspections however the program has ended
Name the 2 popular types of roof shapes:
HIP - upward slop on all sides
GABLE - 2 slopes with an Ashape
proper bracing of joints between the wall and the gable end increase the strength
Roof Coverings
shingles, tiles, metal panels - must be tested, approved and installed according to building code
Roof Decking
plywood, oriented strand board: no discount
dimensional lumber 9 boards nailed across trusses) and concrete roof decking: can get discount
Roof Deck Attachment
attached by 8d nails at 6 inch intervals on edges and in middle (credit if exceeds code) OR 8d nails at 6 inch intervals on edges and 12 inch in field; screws or bolts or adhesive materials
6d nails - recieves no credit
Roof to Wall Connections
trusses connected to wall-frame; strap-clips (single or double) - credit; toe nail - no credit
Opening Protection
windows, skylights, doors with and without glass, sliding glass doors and garage doors
Secondary Water Resistance
Peel and seal strips. flashing tape used on all sheathing joints. adhesive type materials - polyurethane adhesives applied to joints between sheathing=4xoriginal strength
Insurance company requirements
form for valuation can vary from company
Uniform Mitigation Verification Inspection Form - OIR B1-1802
Florida Division of Emergency Management
developed web pages devoted to education of consumers and builders how to make building more hurricane resistant and reduce cost of insuring structures. Florida Wind Insurance Incentives Website has addtl info for consumers
