Dave Ramsey - Unit 6

Question 1

Companies use every angle to agressively compete for your ________.

Answer 1

money

Question 2

Four Major Ways:

1. ________ selling

Answer 2

Personal

Question 3

Four Major Ways:
2. _______ as a marketing tool
_____ of 9 days same-as-cash contracts convert to payments which are usually at _____ APR with Rule of 78’s prepayment penalty.

Answer 3

Financing; 88%; 24%

Question 4

Four Major Ways:

3. ______, ______, ______, and other media

Answer 4

TV; Radio; Internet

Question 5

Four Major Ways:

4. Product ______

Answer 5

positioning

Question 6

A “significant purchase” is normally anything over ______. Our bodies go through physiological ______ when making a significant purchase.

Answer 6

$300; changes

Question 7

We all have that spoiled, red-faced grocery store kid living inside of us. His name is ______.

Answer 7

immaturity

Question 8

Because you can always spend more than you ______, you must develop a power over ______.

Answer 8

make; purchase

Question 9

Steps before making major purchases:

1. Waiting ______ before making a purchase

Answer 9

overnight

Question 10

Steps before making major purchases:

2. Carefully considering your buying ______. No amount of ______ equals contentment or fulfillment.

Answer 10

motives; stuff

Question 11

Steps before making major purchases:

3. Never buy anything you do not ______.

Answer 11

understand

Question 12

Steps before making major purchases:

4. Considering the “_______ ______” of your money.

Answer 12

opportunity cost

Question 13

Steps before making major purchases:

5. Seeking the ______ of your spouse.

Answer 13

counsel