Chapter 4 Fair Housing Key Terms Flashcards Preview

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Flashcards in Chapter 4 Fair Housing Key Terms Deck (12)
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1
Q

Attorney generals memorandum

A

A written statement about fair housing laws to be presented to buyers and sellers.

2
Q

Blockbusting

A

Also known as panic paddling, the illegal practice open to using homeowners to sell the property by making representations regarding the entry of minority persons into the neighborhood.

3
Q

Civil rights act of 1866

A

This lot is the outgrowth of the 14th amendment prohibiting any type of discrimination based on race and color.

4
Q

Department of housing and urban development

HUD

A

This is a federal agency enforcing civil rights compliance.

5
Q

Law against discrimination

A

New jerseys law governing discrimination in real estate transactions.

6
Q

Mount Laurel part one and part two

A

Court cases covering moderate income housing.

7
Q

Protected class

A

A specific group that may not be discriminated against.

8
Q

Redlining

A

Refusal to lend in certain areas, usually inner-city.

9
Q

Reverse discrimination

A

Benign discrimination intended to correct past wrongs.

10
Q

Steering

A

Channeling home seekers to or away from certain areas

11
Q

Tester

A

Undercover check or monitors fair housing compliance.

12
Q

Title VIII (8)

A

The section of federal civil rights act that covers housing.

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