Chapter 3-fair housing Flashcards Preview

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Flashcards in Chapter 3-fair housing Deck (18)
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1
Q

When was the civil rights act taken seriously?

A

1968

2
Q

What act made it illegal to discriminate based on race, color, national origin, religion?

A

Title VIII of civil rights act of 1968

3
Q

What did the housing and community development act add to fair housing act?

A

No Discrimination against sex

4
Q

What did the Amendments act add to the list for items you can’t discriminate against?

A

Familial status and disability

5
Q

What act is exempt from familial status and allows for communities to require 80% of community to have 1+ person over 55?

A

HOPA housing for older persons act

6
Q

What was put into place in an effort to end discrimination due to race?

A

Civil rights act of 1866

7
Q

HUD defines this as any building or part of one that is designed for occupancy?

A

dwelling

8
Q

HUD defines this as one or more children under 18 with a guardian and pregnant women

A

Familial status/family

9
Q

HUD defines this as a physical or mental handicap including AIDS; not including current drug abusers but does include patients in recovery

A

Disability

10
Q

How can u make sure disabled people pay for repairs for additions to assist w disability?

A

Escrow account but cannot add more to security deposit

11
Q

Who is exempt from the Fair housing act?

A

Owner occupied buildings w less than 4 units, rent or own
Single family housing sold or rented without a realtor
Housing by organizations or private clubs for members only

12
Q

What is the act of encouraging people to sell or rent homes by claiming that entry of protected class will have negative impact on property values?

A

Blockbusting

13
Q

What is the channeling of home buyers to particular neighborhoods or discouraging from areas?

A

Steering

14
Q

What is refusing to make mortgage loans or issue insurance in particular areas? Other than economic qualifications of applicants

A

Redlining

15
Q

What test determines if an intent is discrimination?

A

The effects test

16
Q

How can u proceed to get information on someone who u see as a potential terrorist or illegal situation?

A

Can require citizenship documents

17
Q

What do u call reconciliation of a complaint where the defendant has to remedy the situation?

A

Conciliation

18
Q

What kind of discrimination complaints go to federal courts?

A

All of them