Chapter 12 - Fair Housing Flashcards Preview

Real Estate Principles - CA > Chapter 12 - Fair Housing > Flashcards

Flashcards in Chapter 12 - Fair Housing Deck (15)
Loading flashcards...
1

The federal Fair Housing Act applies to all of the following residential real estate transactions EXCEPT:

  • -the rental of a single-family home by its owner who owns five rental properties
  • -The sale or rental of a single-family home by its owner if not. represented by a real estate agent and no discriminatory advertising is used
  • -the sale or rental of a condominium -the sale or rental of a mobile home

  • the sale or a rental of a single
  • -family home by its owner if not represented by a real estate agent and no discriminatory advertising is used

2

which one of the following statements is TRUE

  • -individual states may enact their own fair housing laws to exclude one of the protected classes in the federal fair housing act
  • -to comply with fair housing laws, one need only to strictly comply with enacted federal anti-discrimination legislation
  • -the Unruh Civil Rights Act prohibits discrimination by business establishments only against the seven protected classes established by the federal FHA
  • -any state or local government body may enact fair housing laws to include additional protected classes of persons

-any state or local government body may enact fair housing laws to include additional protected classes of persons

3

the fair employment and housing act prohibits discrimination by the following categories of persons

owners, lessors, real estate agents, and lenders

4

which of the following people are protected against discrimination due to a disability (check all that apply)

  • -a blind person
  • -a person with AIDS
  • -an abuser of controlled substances

  • -a blind person
  • -a person with aids

5

a real estate agent who directed prospective buyers to a particular neighborhood comprised of like national origin would be guilty of ____

steering

6

the federal Fair Housing Act prohibits discrimination on the basis of all of the following except

  • -religion
  • -national origin
  • -familial status
  • -sexual orientation

sexual orientation

7

a california real estate licensee must be familiar with and adhere to the most stringent anti-discrimination laws in the sale of real estate. these laws are found in the

california anti-discrimination laws

8

Under the Americans with Disabilities Act (ADA) which one of the following statements is false:

  • -real estate offices are considered public accommodations under the definition of entities that fall under the ADA
  • -an owner of an existing commercial building will always be required to adapt the building to accommodate all disabled persons, regardless of the cost to do so.
  • -a disability is defined as any physical or mental impairment that substantially limits one or more major life activities
  • -new commercial construction must be accessible to the disabled, unless structurally impractical

FALSE-an owner of an existing commercial building will always be required to adapt the building to accommodate all disabled persons, regardless of the cost to do so.

9

A listing agent is not subject to the Fair Housing Act if:

  • -the agent listing his/her own home for sale
  • -the listing is an owner-occupied single-family home and no discriminatory advertising is used to market the property
  • -none of the above
  • -the listing is a fourplex with all of the units occupied under long term leases

none of the above 

10

ECOA was enacted to prevent discrimination

by lenders in consumer credit transactions of individuals seeking funds for personal, family, or household purposes.

11

Blockbusting, steering, and redlining are specifically prohibited acts under the

federal fair housing act 

12

A lender can refuse to make a loan to a person

of Asian ethnicity whose credit history indicates financial irresponsibility 

13

Inducing owners to sell by predicting future loss of value due to members of a minority race moving into a neighborhood is known as ____

blockbusting

14

Under California law, a landlord can refuse to rent to a prospective tenant because:

  • -the landlord does not allow pets and the prospective tenant, who is going blind, requires a guide dog
  • -the prospective tenant is an unwed mother on welfare
  • -the prospective tenant has asked permission to install safety bars in the tiled shower at the tenant's expense
  • -none of  the above 

none of the above

15

The federal Fair Housing Act is enforced by the 

department of Housing and Urban Development (HUD)