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MN Real Estate Salesperson Exam 1 > 3.7 > Flashcards

Flashcards in 3.7 Deck (36)
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0
Q

Both the 1866 Civil Rights Act and The 1968 Federal Fair Housing Ace protects people from discrimination based on _________.

A

Race

1
Q

If a broker goes to a particular neighborhood and frightens people into listing their home due to ethic changes in the area, it is referred to as ______.

A

Blockbusting

2
Q

The Federal Fair Housing ACT prohibits refusals to sell or ______, or otherwise making unavailable a dwelling because of a prohibited classification.

A

Rent

3
Q

The Federal Fair Housing ACT prohibits advertising that expresses a preference for persons of a particular race, color, religion, sex, national origin, handicap or _______.

A

Familial statue

4
Q

The Federal Fair Housing ACT prohibits representations to _______ that a dwelling is not available for sale or rent when, in fact, the dwelling is available.

A

Protected classes

5
Q

A handicapped tenant has a right to build a ramp and handicapped accessories on the property at the _______ expense.

A

Tenant’s

6
Q

________ is the type of leasehold estate that is determined by the payment of rent.

A

Periodic tenancy

7
Q

______is the entity that enforces federal laws against housing discrimination.

A

The Department of Housing and Urban Development (HUD)

8
Q

Fair housing laws relating to the ownership and rental of real estate are based upon the ______ Act.

A

The 1866 Act

9
Q

The 1866 Act relating to the ownership and rental of real estate governs _______ laws.

A

Fair housing

10
Q

The ______ court case made it against the law to discriminate for the reasons of race, color, religion, sex or national origin, when dealing with a real estate transaction.

A

Jones vs. Mayer

11
Q

Title VIII of the ______ does not prohibit discrimination in the sale, rental and financing of dwellings based on public assistance.

A

Civil Rights Act of 1968

12
Q

Title VIII of the Civil Rights Act was amended in the year ______ by the Fair Housing Amendments Act.

A

1988

13
Q

Title VIII of the Civil Rights Act was amended by the Fair Housing Amendments Act to prohibit discrimination based on ______.

A

Disability or familial status

14
Q

In 1968 in the ______ case, the US Supreme Court held that the 1866 Act prohibits all forms of racial discrimination in real estate, whether committed by government or private parties.

A

Jones vs. Myer

15
Q

As of the year ______ the Federal Fair Housing Act states that you cannot discriminate on the basis of handicap or familial status.

A

1988

16
Q

True or False:
If a real state firm is found liable for fair housing law violations, the result could be a large financial loss, embarrassement, and loss of reputation.

A

True

17
Q

True or False:

Errors and omissions insurance policies often exclude fair housing penalties and losses.

A

True

18
Q

Minnesota Human Rights Act prohibits discrimination on the basis of protected classes under federal law, plus these additional classes; marital status, status with regard to public assistance, sexual orientation, and _______.

A

Creed

19
Q

Minnesota Human Rights Act prohibits discrimination on the basis of protected classes under federal law, plus these additional classes: marital status, status with regard to public assistance, creed, and ________.

A

Sexual orientation

20
Q

Minnesota Human Rights Act prohibits discrimination on the basis of protected classes under federal law, plus these additional classes: status with regard to public assistance, sexual orientation, creed, and __________.

A

Marital status

21
Q

Minnesota Human Rights Act prohibits discrimination on the basis of protected classes under federal law, plus these additional classes: marital status, sexual orientation, creed and ________.

A

Status with regard to public assistance

22
Q

True or False:

Fair Housing Laws are based upon the 1866 Act relating to the ownership and rental of real estate.

A

True

23
Q

The fair housing laws of the 1866 Act relate to _________.

A

The ownership and rental of real estate

24
Q

The Fair Housing Act exempts owner-occupied buildings with no more than _______ units.

A

4

25
Q

The ______ enforces federal laws against housing discrimination.

A

Department of Housing and Urban Development (HUD)

26
Q

In connection with prohibitions on discrimination against individuals with disabilities, the Fair Housing Act contains design and construction ________ provisions.

A

Accessibility

27
Q

Fair Housing Act contains design and construction accessibility provisions for certain new multi-family dwellings developed for first occupancy on or after ______.

A

March 13, 1991

28
Q

Fair Housing Laws are based upon the _______ relating to the ownership and rental of real estate.

A

1866 Act

29
Q

In the year _______ in the Jones vs. Mayer case, the US Supreme Court held that the 1866 Act prohibits ALL forms of racial discrimination in real estate.

A

1968

30
Q

Persons suing under the 1866 Act are entitled to recover actual and _______ damages.

A

Punitive

31
Q

The Federal Fair Housing Act states you cannot discriminate on the basis of Race, ______, Color, National Origin, Sec, Handicap (added in 1988), or Familial Status (added in 1988).

A

Religion

32
Q

The Federal Fair Housing Act states you cannot discriminated on the basis of Race, Religion, Color, ________, Sex, Handicap (added in 1988) or Familial Status (added in 1988).

A

National Origin

33
Q

The Fair Housing Ace covers most housing, but in some circumstances it exempts single-family housing sold or rented without the use of a ________.

A

Broker

34
Q

The Fair Housing Act covers most housing, but in some circumstances it exempts housing operated by organizations and private clubs that limit occupancy to _______.

A

Members

35
Q

An attempt to induce a person to sell or rent a dwelling because of the perspective entry of persons of a particular race, color, national origin, sex, familial status or handicap is a practice called _______.

A

Blockbusting